Enter a payment amount to see what PayPal takes and what lands in your account. Or use the reverse box to find how much to charge so you receive exactly what you need.
PayPal fee calculator
Prefilled with PayPal's US domestic PayPal Checkout rate of 3.49% + $0.49. Other payment types, international payments and other currencies use different rates, so edit the fields to match yours.
A $100 payment at 3.49% + $0.49 costs $3.98, so you receive $96.02. That's an effective rate of 3.98%, higher than the headline percentage because of the fixed fee.
The fixed fee bites hardest on small payments. On $10 the same rates cost $0.84, which is 8.4%. That's worth knowing if you sell low-priced items or take small deposits.
To receive an exact amount, you can't just add the fee on top, because PayPal takes its percentage of the higher amount too. The right formula is (amount wanted + fixed fee) ÷ (1 − percentage), which is what the reverse box uses.
| Payment | Fee at 3.49% + $0.49 | Effective rate |
|---|---|---|
| $10 | $0.84 | 8.4% |
| $50 | $2.24 | 4.5% |
| $100 | $3.98 | 4.0% |
| $500 | $17.94 | 3.6% |
Small payments carry a much higher effective rate than large ones.
Processing is only one slice of what a sale costs you. Product, shipping, packaging and ads all come out too, and the Shopify profit margin calculator shows all of them together.